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EMI Calculator with Amortization Schedule

Calculate your monthly EMI, total interest, and repayment breakdown instantly

Loan Eligibility Calculator

Net Monthly Income
₹15,000₹10,00,000
Existing Monthly EMI
₹0₹2,00,000
FOIR Limit (Bank usage %)
30%80%
Expected Interest Rate
8.0%30.0%
Tenure (Months)
12 Mo360 Mo

Enter your income details and click "Check Loan Limit"

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Check how much loan amount you can qualify for instantly

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Improve your loan structure and reduce interest.

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Adjust your loan duration to balance EMI and total interest

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Prepayment Calculator

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See how early payments can reduce your interest and tenure

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FAQs

Find answers to common questions and understand how your loan and EMI calculations work

What is EMI?

EMI (Equated Monthly Instalment) is the fixed amount you pay every month towards your loan. It includes both principal and interest components.

How is EMI calculated?

What is an amortization schedule?

Can I reduce my EMI or total interest?